{"id":13631,"date":"2024-07-07T09:00:42","date_gmt":"2024-07-07T07:00:42","guid":{"rendered":"https:\/\/keur-immo.com\/senegal\/?p=13631"},"modified":"2025-06-02T16:03:50","modified_gmt":"2025-06-02T14:03:50","slug":"location-vente-senegal-explications","status":"publish","type":"post","link":"https:\/\/keur-immo.com\/senegal\/location-vente-senegal-explications\/","title":{"rendered":"La Location-Vente au S\u00e9n\u00e9gal : On vous explique tout \u2705"},"content":{"rendered":"<p><em><strong>Article mis \u00e0 jour le 2 Juin 2025<\/strong><\/em><\/p>\n<p>La <strong>location-vente au S\u00e9n\u00e9gal<\/strong> fait r\u00e9f\u00e9rence \u00e0 une forme d&rsquo;acquisition particuli\u00e8re d&rsquo;un bien immobilier. Elle est \u00e9galement appel\u00e9e <strong>location-accession<\/strong>. Elle permet d&rsquo;acheter un bien immobilier de mani\u00e8re beaucoup plus souple. En effet, acheter un bien immobilier n\u00e9cessite bien souvent de disposer d&rsquo;un apport personnel dans le cas d&rsquo;un <strong><a href=\"https:\/\/keur-immo.com\/senegal\/credit-immobilier-au-senegal-nos-conseils-pour-trouver-le-plus-avantageux\/\">cr\u00e9dit<\/a><\/strong> ou de d\u00e9bourser l&rsquo;int\u00e9gralit\u00e9 de la somme pour se voir devenir propri\u00e9taire. Avec la location-vente, les particuliers ont la possibilit\u00e9 d&rsquo;acqu\u00e9rir un logement, m\u00eame s&rsquo;ils ne disposent pas de ces montants. On vous explique tout sur la location-vente au S\u00e9n\u00e9gal dans cet article.<\/p>\n<p style=\"text-align: center;\"><a class=\"maxbutton-3 maxbutton maxbutton-toutes-les-annonces-de-ventes-immobilieres\" href=\"https:\/\/keur-immo.com\/senegal\/immobilier-a-vendre-senegal\/\"><span class='mb-text'>TOUTES LES ANNONCES DE VENTES<\/span><\/a><\/p>\n<hr \/>\n<h3>Qu&rsquo;est ce que la location-vente ?<\/h3>\n<p>La location-vente est par d\u00e9finition un contrat permettant au locataire d&rsquo;un bien immobilier d&rsquo;en devenir le propri\u00e9taire apr\u00e8s l&rsquo;avoir lou\u00e9. Il y a donc 2 phases \u00e0 ce mode d&rsquo;accession :<\/p>\n<ul>\n<li><strong>La phase locative<\/strong> : le locataire acc\u00e9dant loue le bien en question pendant le nombre d&rsquo;ann\u00e9e d\u00e9fini dans le contrat de location-vente. Cette dur\u00e9e est g\u00e9n\u00e9ralement comprise entre 4 et 5 ans. Pendant cette p\u00e9riode, le locataire paie au propri\u00e9taire le loyer ainsi qu&rsquo;une redevance suppl\u00e9mentaire. Cette derni\u00e8re correspond en fait l&rsquo;apport personnel du locataire acc\u00e9dant, qui sera comptabilis\u00e9e plus tard lors de la phase d&rsquo;achat.<\/li>\n<li><strong>La phase d&rsquo;accession<\/strong> : C&rsquo;est la p\u00e9riode durant laquelle le locataire l\u00e8vera l&rsquo;option d&rsquo;achat stipul\u00e9e dans le contrat et deviendra pleinement propri\u00e9taire du bien.<\/li>\n<\/ul>\n<p>Bien entendu, ce contrat ne sera effectif que seulement s&rsquo;il est <strong>r\u00e9alis\u00e9 chez un <a href=\"https:\/\/keur-immo.com\/senegal\/notaire-senegal\/\">notaire<\/a><\/strong>. Ce dernier est un officier d&rsquo;\u00e9tat, et le seul comp\u00e9tant \u00e0 rendre cette op\u00e9ration effective.<\/p>\n<h4><\/h4>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-13633\" title=\"location vente s\u00e9n\u00e9gal\" src=\"https:\/\/keur-immo.com\/wp-content\/uploads\/sites\/2\/2022\/07\/location-maison-vs-achat-maison.jpg\" alt=\"\" width=\"795\" height=\"388\" srcset=\"https:\/\/keur-immo.com\/senegal\/wp-content\/uploads\/sites\/2\/2022\/07\/location-maison-vs-achat-maison.jpg 700w, https:\/\/keur-immo.com\/senegal\/wp-content\/uploads\/sites\/2\/2022\/07\/location-maison-vs-achat-maison-300x147.jpg 300w\" sizes=\"(max-width: 795px) 100vw, 795px\" \/><\/p>\n<hr \/>\n<h3>Les avantages de la location-vente au S\u00e9n\u00e9gal<\/h3>\n<p><strong>La location-vente<\/strong> repr\u00e9sente un mode d&rsquo;acquisition beaucoup plus souple que l&rsquo;achat classique. En effet, au lieu de d\u00e9bourser l&rsquo;int\u00e9gralit\u00e9 du prix du logement, l&rsquo;acheteur a la possibilit\u00e9 de payer le bien petit-\u00e0-petit. Le but est pour l&rsquo;acheteur de pouvoir devenir propri\u00e9taire m\u00eame s&rsquo;il ne dispose pas des fonds pour un achat comptant imm\u00e9diat.<\/p>\n<p>Cela permet \u00e9galement aux personnes qui ne peuvent pas obtenir de cr\u00e9dit immobilier de pouvoir devenir propri\u00e9taire. En effet, obtenir un cr\u00e9dit suppose la plupart du temps de disposer d&rsquo;un d\u00e9p\u00f4t de garantie. Et ce n&rsquo;est pas donn\u00e9 \u00e0 tout le monde. De ce fait, la location-vente peut d\u00e9bloquer certaines situations.<\/p>\n<hr \/>\n<h3>Les obligations des 2 parties<\/h3>\n<p>Comme nous l&rsquo;avons vu plus haut, le contrat de <strong>location-vente<\/strong> engage 2 parties : le propri\u00e9taire et le locataire acc\u00e9dant. Ces derniers sont soumis \u00e0 des r\u00e8gles stipul\u00e9es dans le contrat \u00e9tabli par le notaire.<\/p>\n<ul>\n<li><strong>Pour le locataire acc\u00e9dant<\/strong> : Il s&rsquo;agit pour lui de r\u00e8gles communes, que l&rsquo;on peut retrouver dans un contrat de location classique. C&rsquo;est \u00e0 lui de payer les charges locatives du bien et d&rsquo;y r\u00e9aliser les petites r\u00e9parations r\u00e9parations n\u00e9cessaires. Si le bien appartient \u00e0 une copropri\u00e9t\u00e9, il sera consid\u00e9r\u00e9 comme co-propri\u00e9taire. Il devra donc assister aux assembl\u00e9es g\u00e9n\u00e9rales.<\/li>\n<li><strong>Pour le propri\u00e9taire<\/strong> : A partir du moment ou un contrat de location-vente est sign\u00e9, le propri\u00e9taire ne peut plus disposer de son bien comme il l&rsquo;entend. Il n&rsquo;a plus le droit de le vendre \u00e0 quelqu&rsquo;un d&rsquo;autre. En outre, il doit \u00e9galement continuer \u00e0 payer les charges de copropri\u00e9t\u00e9.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-13634\" title=\"location vente s\u00e9n\u00e9gal\" src=\"https:\/\/keur-immo.com\/wp-content\/uploads\/sites\/2\/2022\/07\/20211011_144423_istock-842732516.jpg\" alt=\"la location-vente au S\u00e9n\u00e9gal\" width=\"570\" height=\"428\" srcset=\"https:\/\/keur-immo.com\/senegal\/wp-content\/uploads\/sites\/2\/2022\/07\/20211011_144423_istock-842732516.jpg 1000w, https:\/\/keur-immo.com\/senegal\/wp-content\/uploads\/sites\/2\/2022\/07\/20211011_144423_istock-842732516-300x225.jpg 300w, https:\/\/keur-immo.com\/senegal\/wp-content\/uploads\/sites\/2\/2022\/07\/20211011_144423_istock-842732516-768x576.jpg 768w\" sizes=\"(max-width: 570px) 100vw, 570px\" \/><\/p>\n<hr \/>\n<h3>La lev\u00e9e de l&rsquo;option d&rsquo;achat<\/h3>\n<p><strong>Elle intervient apr\u00e8s la phase de location du bien<\/strong>. La proc\u00e9dure veut que 3 mois avant l&rsquo;\u00e9ch\u00e9ance de cette p\u00e9riode, le propri\u00e9taire fait parvenir au locataire une lettre recommand\u00e9e avec accus\u00e9 de r\u00e9ception. Dans cette derni\u00e8re, il sera propos\u00e9 au locataire de r\u00e9gler le reste \u00e0 payer pour devenir le nouveau propri\u00e9taire du bien. Cette phase, pour \u00eatre valable aux yeux de la loi, doit \u00e9galement se passer chez <strong><a href=\"https:\/\/keur-immo.com\/senegal\/notaire-senegal\/\">le notaire<\/a><\/strong>.<\/p>\n<p>Le locataire <strong>n&rsquo;a pas l&rsquo;obligation<\/strong> d&rsquo;accepter cette lev\u00e9e de l&rsquo;option d&rsquo;achat. Il peut signifier son refus dans le d\u00e9lai pr\u00e9vu par la loi. Il pourra \u00eatre tenu de verser une indemnit\u00e9 au propri\u00e9taire s&rsquo;il d\u00e9passe ce laps de temps.<\/p>\n<p>Quant au propri\u00e9taire, si ce dernier ne veut plus vendre son bien, il devra verser au locataire une p\u00e9nalit\u00e9 (g\u00e9n\u00e9ralement 2% du prix total du bien). Outre cela, il devra lui rendre l&rsquo;int\u00e9gralit\u00e9 de l&rsquo;apport personnel qui a \u00e9t\u00e9 vers\u00e9e en suppl\u00e9ment du loyer.<\/p>\n<hr \/>\n<p>Vous recherchez un bien immobilier ? RDV sur <strong><a href=\"https:\/\/keur-immo.com\/senegal\/\">Keur Immo<\/a><\/strong>.<\/p>\n<p><a href=\"https:\/\/keur-immo.com\/senegal\/immobilier-a-louer-senegal\/\"><strong>Toutes les locations immobili\u00e8res au S\u00e9n\u00e9gal<\/strong><\/a>.<\/p>\n<p><strong><a href=\"https:\/\/keur-immo.com\/senegal\/appartements-a-louer-dakar\/\">Les annonces d&rsquo;appartements \u00e0 louer \u00e0 Dakar<\/a><\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Article mis \u00e0 jour le 2 Juin 2025 La location-vente au S\u00e9n\u00e9gal fait r\u00e9f\u00e9rence \u00e0 une forme d&rsquo;acquisition particuli\u00e8re d&rsquo;un bien immobilier. Elle est \u00e9galement appel\u00e9e location-accession. Elle permet d&rsquo;acheter un bien immobilier de mani\u00e8re beaucoup plus souple. En effet, acheter un bien immobilier n\u00e9cessite bien souvent de disposer d&rsquo;un apport personnel dans le cas [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":14127,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[313],"tags":[],"class_list":["post-13631","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-conseils-pratiques"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>La Location-Vente au S\u00e9n\u00e9gal : On vous explique tout \u2705 - Keur-Immo S\u00e9n\u00e9gal<\/title>\n<meta name=\"description\" content=\"La location-vente au S\u00e9n\u00e9gal fait r\u00e9f\u00e9rence \u00e0 une forme d&#039;acquisition particuli\u00e8re d&#039;un bien immobilier. 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